Real estate appraisal services for homeowners in the northwestern North Dakota

The top reasons North Dakota homeowners need Schau Appraisals Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
To challenge your property tax assessment in Michigan
To cut a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in North Dakota by determining the true market value of the property in question


	Do you own a house in or near Wyoming? Do you need help determining the value of your real estate? Contact Schau Appraisals Inc..

We at Schau Appraisals Inc. understand the particular needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Schau Appraisals Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

Challenging a property tax assessment

Let's say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Schau Appraisals Inc. is your chief weapon.

Appraisals to cancel PMI

A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're seasoned in helping people just like you do away with unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be difficult from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Schau Appraisals Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Schau Appraisals Inc. offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Schau Appraisals Inc. can help you with that. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.